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Privacy Policy 

Effective Date: September 1, 2024
Williams Wealth Solutions LLC
390 N Orange Ave, Suite 2300
Orlando, FL 32801
Email: compliance@williamswealthsolutionsllc.com



🔒 Our Commitment to Privacy


Williams Wealth Solutions LLC (“WWS,” “we,” “our,” or “us”) is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and disclose your information.

We operate as a licensed debt buyer and collection agency, and all data is handled in accordance with federal and state laws, including the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Gramm-Leach-Bliley Act (GLBA).



📋 Information We Collect


We collect the following types of information:


From Creditors (Debt Portfolio Sellers):


  • Name, contact info, and business credentials

  • Account-level consumer data (as part of debt sale files)

  • Payment and transactional details


From Consumers:


  • Name, address, phone, email

  • Account reference numbers, balances, and history

  • Communications, disputes, and documentation you provide

  • Payment method details (when resolving accounts)

All information is submitted voluntarily or obtained lawfully from portfolio purchases.



🔐 How We Use Your Information


We use your information to:

  • Validate and manage consumer accounts

  • Communicate with consumers and clients

  • Provide verification documentation upon request

  • Process payments and generate receipts

  • Satisfy federal and state regulatory requirements

  • Maintain audit trails for compliance and reporting

We do not sell, rent, or trade your data to third parties.

We may share data with:

  • Credit bureaus (if authorized and applicable)

  • Legal counsel or collection partners (as required)

  • Regulators or courts (if compelled by law)



⚖️ Consumer Rights Under the FCRA & FDCPA


Consumers have the right to:

  • Request validation of any debt

  • Dispute inaccurate information reported to credit bureaus

  • Request account history or documentation in writing

  • Limit certain communications (e.g., cease & desist requests)

  • File complaints with the Consumer Financial Protection Bureau (CFPB) if necessary

To exercise any of these rights, contact us in writing at:
📧 Ahmad@williamswealthsolutionsllc.com




💻 Security Measures


We use secure cloud servers and firewalls to protect all account and personal information. All communications, payment details, and uploaded documents are encrypted and stored with restricted access.



📆 Data Retention


We retain account and transaction information for as long as necessary to comply with:

  • Legal obligations

  • Regulatory requirements

  • Internal compliance policies

  • Data furnishing and audit standards



📢 Policy Updates


This policy may be updated at any time without notice. Continued use of our site or services constitutes your acceptance of any changes.



Questions or Concerns?


Contact our Compliance Department:
📧 Ahmad@williamswealthsolutionsllc.com
📞 (844) 319-3258