Williams Wealth Solutions LLC is a licensed and insured debt buyer and full-service collection agency headquartered in Florida and serving creditors nationwide. We specialize exclusively in the purchase, ownership, and recovery of non-performing debt portfolios, including credit card charge-offs, personal loans, installment contracts, and auto deficiencies.
Our firm works directly with banks, credit unions, lenders, and businesses looking to sell their charged-off receivables for immediate liquidation, while maintaining full compliance with federal and state collection laws.
At our core, we acquire and recover debt — that’s it. Our services are focused, professional, and results-driven:
Debt Portfolio Purchase: We buy portfolios of delinquent or charged-off consumer accounts, providing creditors with a fast, clean liquidation solution.
Account Ownership: Once purchased, we legally own the debt. We maintain full records of purchase, chain of title, and consumer account information.
Collections & Recovery: Through our in-house collection efforts, we reach out to consumers in a compliant, respectful manner to negotiate repayment.
Whether you're selling accounts 30 days past due or portfolios 2+ years charged-off, we’re equipped to assess, purchase, and manage recoveries efficiently.
We make the debt selling process fast, secure, and profitable for our partners:
✅ Immediate Purchase Offers – Get a quote within 24–48 hours
✅ Clean Legal Transfers – Bill of Sale, Purchase Agreements, and Account Files fully executed
✅ Experienced Collection Team – Licensed collectors with FDCPA training
✅ Full Legal Compliance – FCRA, FDCPA, GLBA, and state licensing standards
We don't outsource. We don’t cut corners. We recover what’s owed, while protecting your brand and reputation.
Williams Wealth Solutions strictly follows all relevant state and federal collection regulations. Our operations are governed by:
Fair Debt Collection Practices Act (FDCPA)
Fair Credit Reporting Act (FCRA)
Gramm-Leach-Bliley Act (GLBA)
Florida Office of Financial Regulation licensing
All client data is securely stored, and all consumer interactions are documented and monitored for compliance.
In an industry full of outdated tactics and bad press, we offer something different: professionalism, transparency, and proven recovery.
If you’re looking to sell portfolios with confidence — or need an ethical, results-focused collections partner — Williams Wealth Solutions LLC is here to serve.
120+
CLIENTS MONTHLY
100%
SUCCESS RATE
12+
YEARS OF PRACTICE
.
