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About Us 

Who We Are

Williams Wealth Solutions LLC is a licensed and insured debt buyer and full-service collection agency headquartered in Florida and serving creditors nationwide. We specialize exclusively in the purchase, ownership, and recovery of non-performing debt portfolios, including credit card charge-offs, personal loans, installment contracts, and auto deficiencies.

Our firm works directly with banks, credit unions, lenders, and businesses looking to sell their charged-off receivables for immediate liquidation, while maintaining full compliance with federal and state collection laws.



What We Do

At our core, we acquire and recover debt — that’s it. Our services are focused, professional, and results-driven:

  • Debt Portfolio Purchase: We buy portfolios of delinquent or charged-off consumer accounts, providing creditors with a fast, clean liquidation solution.

  • Account Ownership: Once purchased, we legally own the debt. We maintain full records of purchase, chain of title, and consumer account information.

  • Collections & Recovery: Through our in-house collection efforts, we reach out to consumers in a compliant, respectful manner to negotiate repayment.

Whether you're selling accounts 30 days past due or portfolios 2+ years charged-off, we’re equipped to assess, purchase, and manage recoveries efficiently.



Why Creditors Choose Williams Wealth Solutions

We make the debt selling process fast, secure, and profitable for our partners:

  • ✅ Immediate Purchase Offers – Get a quote within 24–48 hours

  • ✅ Clean Legal Transfers – Bill of Sale, Purchase Agreements, and Account Files fully executed

  • ✅ Experienced Collection Team – Licensed collectors with FDCPA training

  • ✅ Full Legal Compliance – FCRA, FDCPA, GLBA, and state licensing standards

We don't outsource. We don’t cut corners. We recover what’s owed, while protecting your brand and reputation.



Our Compliance Promise

Williams Wealth Solutions strictly follows all relevant state and federal collection regulations. Our operations are governed by:

  • Fair Debt Collection Practices Act (FDCPA)

  • Fair Credit Reporting Act (FCRA)

  • Gramm-Leach-Bliley Act (GLBA)

  • Florida Office of Financial Regulation licensing

All client data is securely stored, and all consumer interactions are documented and monitored for compliance.




A Modern Collection Partner You Can Trust

In an industry full of outdated tactics and bad press, we offer something different: professionalism, transparency, and proven recovery.

If you’re looking to sell portfolios with confidence — or need an ethical, results-focused collections partner — Williams Wealth Solutions LLC is here to serve.

Sell Us Your Debt 

Licensed Debt Buyers | Quick Capital for Charged-Off Portfolios

Why Sell Your Debt to Williams Wealth Solutions?


Williams Wealth Solutions LLC is a licensed and insured debt buyer serving all 50 states. We specialize in acquiring non-performing consumer debt portfolios directly from lenders, credit unions, fintech firms, landlords, and private businesses.

Selling your debt to us is fast, secure, and fully compliant — and allows you to recapture revenue from accounts that are no longer collectible through internal efforts.



What We Purchase

We buy charged-off, aged, and defaulted consumer accounts, including:

  • Credit card charge-offs

  • Personal loans

  • Auto deficiencies

  • Unsecured installment loans

  • Lease violations or broken agreements

  • Small business receivables (on a case-by-case basis)

Whether your accounts are 60 days delinquent or 3 years charged off, we offer a clean and compliant exit strategy.



Our Buying Process


We keep things simple, transparent, and fast:



1. Submit Your Portfolio

Send us a breakdown (CSV or Excel) with:

  • Number of accounts

  • Total balance

  • Charge-off dates

  • Debtor location (state-by-state list)

We’ll sign an NDA before review.



2. Get an Offer in 24–48 Hours

After our initial review, we’ll present a fair market offer for the portfolio and send over a draft Purchase Agreement and Bill of Sale.


3. Close & Transfer

Once the agreement is executed, we’ll wire funds and you’ll transfer the account data securely via encrypted upload.



4. Ongoing Compliance

We maintain all documentation, including:

  • Chain of title

  • Purchase records

  • Consumer file data for verification

We treat your data and brand with care.



Why Creditors Trust Us

  • ✅ Fast Offers – 24 to 48 hour turnaround

  • ✅ Licensed & Bonded – Fully compliant in all 50 states

  • ✅ Consumer First – No abusive tactics or reputation risk

  • ✅ Secure Data Transfer – Encrypted, monitored, and archived

  • ✅ Clean Legal Transfer – All paperwork included

We’re not brokers. We’re direct buyers.




Submit Your Portfolio for Review

Ready to receive an offer? Email us your portfolio package or inquiry:

📧 sales@williamswealthsolutionsllc.com
📞 (844) 319-3258
🏢 390 N Orange Ave, Orlando, FL 32801

Let us turn your old accounts into recovered capital — the right way.


 Collection Services 

Nationwide collection services backed by integrity , compliance & Results 

Strategic Debt Collection with Full Legal Compliance


At Williams Wealth Solutions LLC, we approach collections differently.

We are a licensed and insured collection agency specializing in the ethical and compliant recovery of past-due consumer debt. Our collection programs are designed to maximize recovery while protecting your brand and maintaining full FDCPA and FCRA compliance.

Whether we’re collecting on accounts we’ve purchased or managing collections on behalf of a creditor, we uphold the highest legal and professional standards.



What We Collect

We collect on a variety of charged-off and delinquent consumer debts, including:

  • Credit card defaults

  • Personal loan delinquencies

  • Auto loan deficiencies

  • Lease balances and broken agreements

  • Utility and telecom debts

  • Retail or buy-now-pay-later accounts


Our team is trained in multi-channel collection efforts including phone outreach, email follow-ups, mailed letters, and optional credit bureau reporting (when authorized).



Our Collection Approach

We do not believe in aggressive or outdated collection tactics.
Our process is modern, respectful, and legally sound:



1. Account Scrub & Validation

We verify each account before contact, ensuring debt validity and compliance with all state and federal rules.


2. Initial Outreach

We notify the consumer of the debt, provide the option to dispute or validate, and offer multiple resolution options.


3. Negotiation & Resolution



Our collectors are trained to work with consumers to establish:

  • Full balance settlements

  • Structured payment plans

  • Debt resolution documentation (for credit updates if applicable)



4. Documentation & Audit Trail

Every account has a full communication log, recorded approvals, and dispute compliance.



Why Businesses Choose Us for Collections

  • ✅ FDCPA & FCRA Compliant Processes

  • ✅ Respectful, Consumer-Centric Collection Strategy

  • ✅ Secure Recordkeeping & Call Monitoring

  • ✅ Real-Time Reporting on Recovery Progress

  • ✅ Licensed Collection Staff & Legal Oversight


We don’t just recover balances — we protect your reputation and treat every consumer with fairness.



Partnership Options

We offer:

  • First-party collections (under your name)

  • Third-party collections (under our agency)

  • Post-sale collections (for debt we’ve purchased)

Flexible compensation structures are available, including flat-rate pricing, contingency models, and profit-sharing options depending on portfolio size and age.



Let’s Recover Your Outstanding Accounts — Legally & Professionally

📧 collections@williamswealthsolutionsllc.com
📞 (844) 319-3258
🏢 390 N Orange Ave, Orlando, FL 32801


Contact Us 

Have a Question About Selling Debt or an Account? We're Here to Help!

  Creditor Inquiries & Portfolio Submissions
Looking to sell charged-off accounts? Contact our acquisition team for a response within 24 hours.
Email: Ahmad@williamswealthsolutionsllc.com  
Phone: (844) 319-3258
Office: 390 N Orange Ave, Suite 2300, Orlando, FL 32801
Business Hours: Mon–Fri, 9am–6pm EST
Upload your portfolio securely via the submission form below.

Consumer Support & Disputes
If you received a communication from us and need account validation, documentation, or balance resolution, reach out to our Consumer Support Team:
Email: Ahmad@williamswealthsolutionsllc.com  
To dispute an account in writing, please include your full name, account reference (if available), and a description of your request.

Privacy Policy & Legal Disclosures 

Effective Date: September 1, 2024
Williams Wealth Solutions LLC
390 N Orange Ave, Suite 2300
Orlando, FL 32801
Email: Ahmad @williamswealthsolutionsllc.com

(844) 319-3258


  Our Commitment to Privacy


Williams Wealth Solutions LLC (“WWS,” “we,” “our,” or “us”) is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and disclose your information.


We operate as a licensed debt buyer and collection agency, and all data is handled in accordance with federal and state laws, including the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Gramm-Leach-Bliley Act (GLBA).


Information We Collect


We collect the following types of information:

From Creditors (Debt Portfolio Sellers):

  • Name, contact info, and business credentials

  • Account-level consumer data (as part of debt sale files)

  • Payment and transactional details


From Consumers:

  • Name, address, phone, email

  • Account reference numbers, balances, and history

  • Communications, disputes, and documentation you provide

  • Payment method details (when resolving accounts)

All information is submitted voluntarily or obtained lawfully from portfolio purchases.



🔐 How We Use Your Information

We use your information to:

  • Validate and manage consumer accounts

  • Communicate with consumers and clients

  • Provide verification documentation upon request

  • Process payments and generate receipts

  • Satisfy federal and state regulatory requirements

  • Maintain audit trails for compliance and reporting

We do not sell, rent, or trade your data to third parties.

We may share data with:

  • Credit bureaus (if authorized and applicable)

  • Legal counsel or collection partners (as required)

  • Regulators or courts (if compelled by law)




⚖️ Consumer Rights Under the FCRA & FDCPA

Consumers have the right to:

  • Request validation of any debt

  • Dispute inaccurate information reported to credit bureaus

  • Request account history or documentation in writing

  • Limit certain communications (e.g., cease & desist requests)

  • File complaints with the Consumer Financial Protection Bureau (CFPB) if necessary

To exercise any of these rights, contact us in writing at:
📧 Ahmad@williamswealthsolutionsllc.com


💻 Security Measures


We use secure cloud servers and firewalls to protect all account and personal information. All communications, payment details, and uploaded documents are encrypted and stored with restricted access.


📆 Data Retention


We retain account and transaction information for as long as necessary to comply with:

  • Legal obligations

  • Regulatory requirements

  • Internal compliance policies

  • Data furnishing and audit standards


📢 Policy Updates


This policy may be updated at any time without notice. Continued use of our site or services constitutes your acceptance of any changes.

Questions or Concerns?


Contact our Compliance Department:
📧 compliance@williamswealthsolutionsllc.com
📞 (844) 319-3258

What Our Customers are Saying About Us

William Davis

Customer

These Guys Are the Truth ! They are fast and they made payments affordable !!!

Rebecca Brunson

Customer

Very respectful and willing to work with you ! Way to Go 

Richard Nosser

customer

They are not like the other businesses they are very respectful and willing to work with you 

Book Your
Consultation Today

Location

390 N Orange Ave, Suite 2300
Orlando, FL 32801
Email: Ahmad @williamswealthsolutionsllc.com

(844) 319-3258


Monday

08:00am - 5:00PM

Tuesday

08:00am - 5:00PM

Wednesday

08:00am - 5:00PM

Thursday

08:00am - 5:00PM

Friday

08:00am - 5:00PM

Saturday

08:00am - 5:00PM

Sunday

08:00am - 5:00PM