Privacy Policy

Williams Wealth Solutions LLC

Effective Date: September 1, 2024

1. Who We Are

Williams Wealth Solutions LLC is a Florida-based financial services company licensed to operate as a debt collection agency. We collect, manage, and report consumer debt in accordance with federal and state law.

2. Information We Collect

We may collect the following personal and financial information about you:
– Full name, address, phone number, and email
– Social Security Number or Tax ID
– Original creditor name and account details
– Balance owed, payment history, and collection notes
– Credit reporting data
– Communications (phone calls, emails, letters)

We collect this data directly from original creditors, credit bureaus, public records, and through our communications with you.

3. How We Use Your Information

We use your personal information for the following purposes:
– To collect on outstanding debts
– To verify identity and ownership of the debt
– To report accurate account data to credit bureaus (Experian, TransUnion, Equifax)
– To comply with state and federal laws
– To contact you regarding repayment or dispute resolution
– For audit, compliance, and internal training purposes

4. How We Share Your Information

We do not sell your personal information.
We may share your data with:
– Credit bureaus (for data furnishing purposes)
– Original creditors or debt sellers
– Attorneys or courts (if legal action is necessary)
– Regulatory agencies as required by law
– Vendors that assist in mailing, payment processing, or secure data storage

All vendors are required to maintain strict confidentiality and data security standards.

5. Your Rights

Under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), you have the right to:
– Request debt validation within 30 days of first contact
– Dispute inaccurate or incomplete information
– Request we stop contacting you under specific conditions
– Obtain a copy of information we report to credit bureaus

To exercise these rights, you may contact us at:
Mail: Williams Wealth Solutions LLC, 390 N Orange Ave, Orlando, FL 32801
Email: ahmad@williamswealthsolutionsllc.com
Phone: (844) 319-3258

6. Data Security

We implement administrative, physical, and technical safeguards to protect your information, including:
– Encrypted databases and secure servers
– Access restrictions to sensitive data
– Employee training on privacy and compliance
– Secure shredding of physical documents
– Routine cybersecurity assessments

7. Children’s Privacy

We do not knowingly collect or maintain information from individuals under the age of 18.

8. Updates to This Policy

We may update this policy periodically. Changes will be posted on our website with a revised effective date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Williams Wealth Solutions LLC
390 N Orange Ave
Orlando, FL 32801
Email: ahmad@williamswealthsolutionsllc.com
Phone: (844) 319-3258